IndusInd Bank Expands Gold Loan Network to 500 Branches Nationwide
The expansion is aimed at enhancing access to secured credit for households, small traders and agri-linked customers who rely on quick liquidity against gold holdings.
Mumbai: IndusInd Bank has expanded its Gold Loan offering to an additional 245 branches, taking the total number of branches providing Gold Loan services to 500 across India.
The expansion is aimed at enhancing access to secured credit for households, small traders and agri-linked customers who rely on quick liquidity against gold holdings. The bank said customers can avail instant credit disbursal of up to ₹1 crore, supported by minimal documentation, competitive interest rates and flexible tenure options.
To strengthen the customer experience, the newly enabled branches will feature dedicated Gold Loan Desks offering personalised assistance. The bank said all pledged gold collateral will remain under its custody, adhering to strict safety protocols.
Soumitra Sen, Head – Consumer Banking & Marketing at IndusInd Bank, said Gold Loans have emerged as a trusted financial solution for millions of customers. He added that expanding the facility to over 500 branches will empower households, small businesses and rural communities with convenient credit access while strengthening the bank’s retail lending portfolio.
The bank said it plans to continue expanding the Gold Loan network over the next year, with the objective of extending the service across its entire branch network.
About IndusInd Bank
IndusInd Bank Limited has been operating for over 31 years, serving around 42 million customers through 3,120 branches and banking outlets and 3,063 ATMs as of December 31, 2025. The bank offers a wide range of products including microfinance, personal loans, SME lending, digital banking services, NRI banking, vehicle financing and ESG-linked financial products.
It has representative offices in Dubai and Abu Dhabi and reaches 1.62 lakh villages across India. The bank follows its ‘Digital 2.0’ strategy to strengthen multi-channel delivery and digital infrastructure, including its digital banking platform ‘INDIE’.
IndusInd Bank holds clearing bank status for BSE and NSE, settlement bank status for NCDEX and is an empanelled banker for MCX.
Ratings
Domestic ratings include CARE A1+ and CRISIL A1+ for certificate of deposit programmes, CRISIL AA+ for infrastructure and Tier 2 bonds, and IND AA+ issuer and senior bond ratings. Internationally, it holds a Ba1 rating for its senior unsecured MTN programme by Moody’s Investors Service.
